Long shot of a man walking down the street whistling on a beautiful day
zoom in a little to focus more on the man. He is checking his text messages. He is heading under a ladder (not paying attention to his surroundings). Pan the camera with the character walking.
Keep zoomed in on the man walking and continue panning the camera with the man. The man bumps the ladder, no knowing that there is a paint can on the ladder. The bumping of the ladder startles the man but he goes back to looking at his phone.
Zoomed out a little to show more of the ladder. The paint can tipped over from the man bumping the ladder and yellow pain spills on the head of the man. The man is in complete shock when the paint lands on his head. He drops his cell phone on the ground and it breaks (when the paint hits his head).
Get a close up shot of the man's upset face (combination of anger and sadness)
Zoom back out to show the man, the ladder and some of the background. The man picks up his broken cell phone and stomps off mad at the situation (still covered in paint, eyes showing anger). It starts to rain as he walks off