insurance project
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- hey mom i have a question
- yea Nicky whats up
- im learning about insurance in Econ, so i was wondering if you could tell me about the types of insurance we pay.
- sure thing. its good to ask now and learn at a young age
- could you tell me about car and health insurance
- and with health insurance. in case if anyone of us gets hurt we only have to pay a certin fee then the health insurance will cover the rest depends how good of a pilocy we have and we pay 900$ for that
- yes so. with car insurance we pay 800 a month so incase we get in a wreck the insurance company will save us and help us pay any damage cost
- wow thats alot. and what about life insurance and home owners insurance
- and for home owners insurance we pay 300 a month because if a really bad storm comes in and a tree comes down and crashes into out house we will only pay a cretin amount of money to get it repairs and the insurance company will pay the rest
- ok now for life insurance we pay 300 a month. and we have that because if anything happens to dad or i and we die you guys will get a certin amount of money from insurance to help you
- jeez these are starting to add up very fast. and now what about the last two types that we pay. uhh pet insurance and umbrella insurance
- now the last type is umbrella insurance. we pay $75 a month for it. and it Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies
- we pay $50 a month for pet insurance and its sorta the same as our type of health insurance but for animals.
- ok wow. so we pay a total of $2425 a month just for some insurance. i mean its helpful but thats a little expensive i think.
- i wished i was older now but talking about insurance and how much you and dad are paying. id rather stay younger and keep my money haha
- yea insurance issnt cheap but its good to have. because if we didnt have a certain type of insurance and a accident happend. we could be sued for a serious amount of money.
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