acClaim!
Storyboard Text
- Claims Consultant
- Liability claims training session
- Underwriter
- Underwriter
- In the Australian legal system the efficacy exclusion has virtually no application
- This is why our policies should not include them with exception for a number of limited situations...
- Claims Consultant
- Liability claims - underwriting quarterly conference
- Underwriter
- Underwriter
- What if an efficacy exclusion were imposed?
- Claim 17172833LCP: Total paid $350,000
- It would not apply because....
- Broker's office - Rob calling Allianz Insurance
- Hi Lucy, the policy contains the efficacy exclusion. Can you please remove it? I Need an answer by close of business today.
- Efficacy Exclusion Molestation Exclusion
- Lucy @ Allianz Insurance checking the acCLAIM! folder
- - Like in claim 17172833LCP, it does not apply when the loss is attributable to Product Defect - very rarely applied in the Australian legal system
- Sure Rob, I will remove it right away for you. I will send you amended terms in a minute.
- Thanks to acCLAIM!, I checked whether the broker's request could be accommodated while he was on the phone with me. The policy renewed in 5 minutes!
- Public and Products Liability No additional exclusions apply
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