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What are all these charges on my credit report?! I didn't make any of these!

Grandma, it looks to me like you might be a victim of identity theft.

What even is that?

Identity theft is when someone steals your information to get access to your credit score.

Well why would anyone do that to me?! I'm just some old lady and it's not like I'm rich or anything!

Well, yes, but you've had an entire lifetime to build up a good credit score, making you a perfect target for identity thieves.

Source: identityforce.com

Thieves can get your information by stealing your purse or wallet if you carry your social security card with you.

How did they even get my information? I don't give that stuff out to anyone!

What can I do now to stop the thief? I don't want them making anything worse!

Well, you can start by contacting the major credit bureaus: TransUnion, Equifax and Experian so they are aware of any suspicious activity. Next, you should close or freeze all of your accounts so the thief no longer has access. After that, you should call the police to file a report.

In the future, you should make sure not to carry your social security card with you, protect personal information and be very careful with who you give it to so this doesn't happen again.

I'm on the phone with the police now. Thank you for your help!

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