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Snemalna Knjiga Besedilo
"My mom got mad at me because I went past my loan term..."
"Don't you think personal finance is a little complicated? What's your credit score right now?
"No way! My mom got mad at me the other day because I lost my credit card and I overdrafted on my debit card so now I have to ask my mom for money.."
"Well, someone has been using my credit card ever since I lost it so it's probably pretty high right now.
Guess what happened today! I donated money to salvation army and got a tax deduction!
WOW! See, personal finance isn't that bad after all.
It's still confusing. My mom told me she pays $112 for her annual credit card fee, what does that even mean?
Well that kind of goes along with an annual percentage rate, like when you borrow money yearly to pay for things.
That makes sense. Oh and by the way I asked my mom what you should do about the over drafting of your debit card
She told me that you should use the debt snowball method so that it doesn't happen again
Thank You! I will definitely look into that.
Today I learned that your interest rate might go up after having a low rate for awhile and it's called an introductory rate.
I was going to say that's depreciation but it sounds like the opposite, LOL!
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