CS Recount
Snemalna Knjiga Besedilo
- Eddie wants to apply for a student loan
- What documents do I need to when I apply for my student loan? I should probably ask someone...
- Oh! That Study Loan was quite a hassle to apply. It was a tedious process!
- Eddison! How did you applied for the student loan? I want to apply it too, what documents do I prepare?
- Eddison complains about the credit analysis process
- The process also takes a long period of time to get approved! Futhermore, there is so much paperwork! So unfriendly to the environment!
- Sigh... alright, thanks for sharing.
- Ugh! It was such a hassle! I have to attend the bank interview in person, and exchanged sensitive information with third parties.
- Eddie is a 19 year old poly graduate. He wants to pursue a degree and plans to apply for a student loan.
- The next day, Eddie went to the bank to apply for his student loan
- Welcome! How may I assist you today?
- BANK SG
- The bank staff explains the new process
- Oh! Our bank do not require paperwork to apply for loans anymore. We have adopted a new way to conduct our credit analysis!
- BANK SG
- Sounds great! How does the new procedure work now?
- Eddison then tells Eddie that the bank perform credit analysis to their applicants, and complains about the pain points of performing traditional credit analysis.
- The officer attend to Eddie
- Hi Eddie, I am Alan and I am here to help you. Thank you for choosing our bank and I will be addressing your doubts and application.
- Eddie brought all the hardcopy documents to the bank, hoping to apply the student loan
- Hi, I am here to apply for a student loan, I have also brought all the documents required for the application.
- The staff explains to Eddie that the bank improved the procedure of credit analysis.
- Please proceed this way, our officer will explain it in details and proceed with your application
- Eddie is brought to the bank officer to enquire on the student loan application. He asked the officer why is there a need for banks to perform credit analysis.
- Hi, I have a question. Why do banks perform credit analysis? Why is it necessary?
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