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- 2. welcome to the Toronto credit union, Im happy to help you with that. What you need is a checking and savings account. The major distinction between checking and savings accounts is that checking accounts are used to access money on a regular basis, whilst savings accounts are used to save money. Savings accounts, on the other hand, have a limit on the amount of withdrawals you may make every month and when your savings account is sitting there you get a little bit of profit with us.
- 1.Hi I need a place to save my money for short term and long term
- 2.Thank you so much I learned so much from this experience, For example choosing the right bank is very important. There are lots of diffrent options of banking that satisfies diffrent people online banking, community developed banks, credit unions and choosing the right bank is very important so it satisfies your financial life. Also building good credit score is very important and thats why managing your credit card spending can control your whole life because a credit score isA credit score ranges from 300 to 850 and is a numerical rating that measures a person's likelihood to repay a debt. A higher credit score signals that a borrower is lower risk and more likely to make on-time payments. ... Lenders may use credit scores to evaluate loan qualification, credit limit and interest rate.
- 1.Walter, we are so proud of you and how far you have come but you have to make sure you don't make the same mistake by using budgeting,Budgeting creates a spending plan for your money and can help ensure there is always enough money to pay for food, bills, and other expenses. Having a budget is a good tool to avoid credit card debt and promotes saving, Creating an emergency fund is important and this should equal three to six months' expenses. These are great stepping stones to becoming as successful as us.
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