The story takes place in the 1800s in France. The main characters are Monsieur Loisel, Mathilde, and Madame Forestier.
Climax
Haven't you anything else?
Mathilde thought she was too good for everyone and she felt like she was supposed to be born rich. She only wanted money, jewels, and anything that was expensive.
Falling Action
Monsieur Loisel brings Mathilde an invitation to a party, but she doesn't want to go because she does not have anything nice to wear. Her husband agrees to give her 400 Francs to buy a dress, instead of buying a gun that he was saving to buy. Mathilde is still not happy because she has no jewelry.
Resolution
Mathilde goes to her friend's house to borrow some jewelry. She picks out a diamond necklace and nothing else. After coming back from the party, Madame Forestier's necklace is gone.
Monsieur Loisel and Mathilde look for the necklace, but after giving up hope, they get loans to buy an identical one to replace the one that was missing.
Mathilde and Monsieur Loisel pay off their debt after 10 years. When Madame Forestier sees Mathilde for the first time in a few years, she doesn't recognize her because she looks so worn down and tired. Madame Forestier tells Mathilde that the original necklace was very cheap.
Oh, my poor Mathilde! But mine was imitation.
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