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- He man I just got a credit card, and was wondering if you could teach me about credit score .
- Of course man!
- What about things that improve or lessen my credit score?
- As you can see here there are different credit score ranges. These ranges go from 720 and up being great credit, 690-719 being good credit, 630-689 being fair credit, and 629 and below being bad credit.
- There are certain actions that you can do to increase or decrease your credit score, here are 10 examples. $ of these can lower your credit score such as, late or missed payments, too much credit in use, a short credit history or none at all, too many requests for new lines of credit, and too few types of credit. Those were ways to lower your credit score. But in order to improve your credit score you can do these, Reduce your overall level of debt, keep your credit card and revolving credit balances low, Pay off debt rather than move it around, apply and open new credit accounts only if necessary, set up automatic payments or reminders so that you don't miss any payments.
- 720^
- 690-719
- 629
- Credit score is basically a prediction of your credit behavior, like how likely you are to pay a loan back.
- https://www.investopedia.com/financial-edge/0212/common-things-that-improve-and-lower-credit-scores.aspxhttps://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315/#:~:text=A%20credit%20score%20is%20a,information%20from%20your%20credit%20reports.https://www.wellsfargo.com/financial-education/credit-management/good-credit/
- How would I build, maintain, and improve my credit scores?
- Well to build, maintain, and improve your credit scores you could:Be organized, Pay attention to the payment due dates like mailing your payment or doing it online, Sign up for automatic payments, and keeping your contact information current. By doing these things and other similar stuff, you could help build, maintain, and improve your credit score.
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