Identity Theft
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- I just checked my bank account this morning and I think I lost quite a bit of money.
- But I didn't buy anything or use the card. I just recharged the card yesterday.
- No, not at all. I mean there was a man around there but I didn't care.
- Did you check around the ATM while you are recharging?
- Hey, Chris! What's wrong?
- For what? huh?
- Isn't too extra though?
- By doing so, you’ll not only get a recovery plan from the FTC, but you’ll also receive an Identity Theft Report.
- which acts as proof that your identity was stolen.
- Chris, that's identity theft. The man you're talking about is probably saw your pin.
- You should report to the FTC (Federal Trade Commission)
- Ummm! so many steps haha!
- Oh, thank you.
- Securing a police report can help protect you from further damages resulting from the theft.
- Then, contact your local police, file a report with your local police department.
- I am trying to help you so just listen!
- Contact the 3 credit reporting agencies like Experian, TransUnion, or Equifax
- After you’ve looked over your credit report, contact each of the three credit bureaus to have any fraudulent information you find removed.
- The FTC has a sample letter template that you can use to draft your request.
- Also, get a new card, account number and password. Do not use your old password.
- Contract your creditors and financial institutions.
- You should make a copy of all the items in your wallet/purse
- Ummm! I think I have to go.
- And now he is trying to advertises.
- You can get a free credit report every year at annualcreditreport.com
- It allows you to remove, or block, the information from your report so it won’t appear and you won’t be contacted to pay any of the debts.
- But you need to keep a close eye on your credit report, though, in case any additional fraudulent accounts are added later.
- Omg, I'm out of breathing.
- Nice talking to you, Chris!
- I'll go to McDonald to get some chicken nuggets then.
- Umm, thank you for your help anyway.
- I'll talk to you later then.
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