RIBA NASI'AH
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- This comic will tell you the situation about Riba Al-Nasee'ah..
- Sara
- This is Sara and Danial. They are spouse. And, newly married couple. They live in GeorgeCity, Penang.
- Danial
- One day, they sit together in their kitchen to discuss about life after married. They plan to buy a new car.
- Honey, I think we need to buy a car. It is easy to use to move anywhere.
- Yes dear, it is good for us. I will use my motorcycle to work, you can use the car.
- But, before we buy, we need to survey first the suitable price.
- Tonda is one of Car Company that are famous in their town.
- Yes sure, this Friday after Jum'ah prayer we will go together to Tonda company.
- On that Friday, Sara and Danial go to the town by bus to buy a new car.
- They arrived to the Tonda Company and go to the level 2 to meet the salesperson.
- Hello! I am Zack, anything that I can help? Now we have promotion for new car!
- Zack
- Yes, actually we want to buy a new car. Can you please assist us?
- Hmm, so expensive, we have so many commitments right now.
- Oh, I suggest you to buy the latest design, Tonda 'City' it cost RM70K in total, but dont worry you can pay RM1K monthly.
- Ya sure, let's go downstair.
- Can we look at the car first before we purchase?
- Wow! It's so cool. From far I can see it shining. Can we test the car?
- This is the latest model from our company. It has the best design because it is designed from Japan.
- Why not? You can feel the comfort.
- Honey, wow the design is good, and it very comfy, right?
- Yes, I love this so much!
- Thankyou Zack for today. We chose the ready-stock one because my wife wants to us it for work.
- After a few hour, they decided to buy a ready stock car. Not a preorder one. Despite the expensive price, they fell in love with the quality and design of the car. Zack is too good in persuading customers to buy cars.
- Welcome! Thankyou for coming too. Drive safely to your house okay! Don't forget to pay RM1K every month to us.
- Sara and Danial arrived home safely. Danial parked the new car at their garage. They are very happy.
- Few months later... at Danial's working place.
- I am sorry Danial. Our company are facing some bancruptcy. And we need to fire you since you're still new here compared to others.
- You can find another job. We are really sorry, Danial.
- Oh Allah, I understand, but... I need to survive too.
- 6.00PM: Danial arrived home. He is so worry to tell his beloved wife about his situation right now, but he know he need to tell her.
- At the same time, Sara also has arrived home. And Sara saw her husband is crying infront of the door. She ask Danial to sit together. Danial tell her what happened. Sara is very shock.
- It is okay Honey. You can search for a new job, I will cover the commitments in the mean-time. Don't worry okay..
- 3 months later.. Danial still not found the new job, so he do planting and farming at home. Danial use his saving to pay house and car commitments to help Sara.
- Hello Danial? As we agreed before, every 25th of the month, you need to pay RM1k to us. Now, already 30th June. You need to pay to us 1.5K because you late 5 days!
- The next month, Zack the salesperson call Danial. Asking for the monthly-pay for the car.
- Meanwhile, at Danial's house..
- Hello Zack, you never told me that if I late-pay, I NEED TO PAY EXTRA CHARGE? It is too much RM100 per day you charged. This is my first time I pay late!
- Zack hang up the phone because he was too mad..
- It is already stated in the documents you sign! It is not my fault because you don't read it carefully. Please pay or I will call the police.
- Ya Allah, it is my fault.. I did not read the content of the documents at that time because I am too happy... What must I do? I cannot pay..
- The End.
- This is the category in which interest-based loans fall.
- Coventional mortgages, car loans, student loans are all examples of riba al-nasee'ah.
- Riba Al-Nasee'ah is an increase in the amount of a commodity due to the mere passage of time.
- Wisdom from this story:1. Don't make decision when you are too happy.2. Read all the Terms and Conditions in an agreement before buying somethings. 3. Be careful with Riba' because the Riba' will ensnare your life.
- Riba Al-Nasee'ah can make the richer be more richer and it will add more burden to the poorer.Be careful!
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