Credit
Текст Раскадровки
- When first deciding to get a credit card you must realize that you are borrowing money and if you don't pay it back you will have late fees and a higher interest rate. So look for a bank that is offering a starter card that way they may be more lenient when you first start using it.
- Okay that doesn't sound to hard. What's next?
- It is smart to remember that getting a credit card is also smart because it allows you to build your credit score based on how well you pay back your balance every month. The higher your credit score the more likely you can get things like an apartment or car because you have proved to be reliable.
- Well that will come in handy when I finally move out haha, what is the last thing to remember?
- The last thing to remember is that banks will sometimes offer rewards or ways you can receive cashback, but don't forget that they also may give you hidden fee's so it is smart to read the documents they give you and ask as many questions as you can.
- Great this is excellent information and I think I know what bank to choose now!
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