~~1 MONTH LATER~~Maya makes her second credit card payment and is late, therefore she ends up paying 360.00$ in interest for paying late. Meaning she has payed 360.00$ more than she spent using her credit card.
Maya continues to use her credit card, and she misses her third installment and has to pay interest on it again; she makes the minimal payment, and the cycle continues for another eight years.
Maya falls into financial difficulty and the bank cancels her credit card because she continues missing payments, resulting in a low credit score. She can no longer acquire a loan for a house and now stays at her parents' house, attempting to find out how to get out of her financial dilemma.
Your credit card has been cancelled
Your Credit Score is 127. You are not eligible for a home loan.