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Insurance

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Insurance
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Storyboard Text

  • Slide: 1
  • What are the principles of insurance?
  • Insurable interest, Utmost good faith, proximate cause, indemnity, subrogation, contribution and loss of minimization.
  • Slide: 2
  • risk avoidance - stopping behavior that leads to a riskrisk reduction - finding ways to lower your chance of incurring a lossloss - a physical injury, damage to property, or disappearance of property or other assetspremium - an amount to be paid for an insurance policy.probability - likelihood of a risk resulting in a lossrisk - The chance of injury, damage, or economic loss from an event that cannot be entirely controlledrisk assessment - the process of measuring risk and deciding how serious they arerisk assumption - accepting the consequences of risk
  • Terminologies of insurance?
  • Slide: 3
  • insured - a person or organization whose life, health, or property is covered by an insurance policy.risk transfer - passing risk to another partyself-insure - setting aside money to be used in the event of injury or loss of assetsclaim - a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.beneficiary - the person designated to receive money from a life insurance policydeductible - a specified amount of money that the insured must pay before an insurance company will pay a claimpolicy - a document detailing the terms and conditions of a contract of insurance.
  • Terminologies of insurance?
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