Personal Economy
Texto do Storyboard
- Uma went to the bank to open a current account.
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- Good morning! I want to open a current account, because it will save me a lot of time and effort. Also, I want to protect my money against theft, fire and loss. Moreover, I would appreciate some financial advice from this financial entity.
- Nice choice! Having a current account will let you carry out everyday banking transactions. You have to know that you can withdraw the balance of your account at any time.
- The next day, Uma wet to the ATM to check her balance, and her friend Cat appeared there.
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- I can help you but, do you know that you can do your banking at home? You just need your phone or your computer and Internet access. In that way, you don't need to go to any ATMs to check your balance, withdraw money...
- Oh, hey Uma! What are you doing?
- BBVA
- Hello, Cat. I'm trying to check my balance. I created my current account yesterday and I don't know how to do it.
- BBVA's ATM
- This credit card allows you to make purchases without necessity of having the money in your bank account. At he end of the month you must return the money back, or you'll get overdrafted. YOU HAVE TO AVOID IT!
- Do you see your credit card? There is all your banking infomation wich can't be shared with anyone as your PIN, PAN, IBAN, username, password, digital sign...because you may suffer of phishing, pharming or spyware and lose all your money.
- Cat is explaining Uma the dangers of having a credit card.
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- So, all you have to do is introduce the credit card in this groove, type your PIN and select the option you want. In that case, "check your balance".
- Uma Dun Joseph
- BBVA
- 09/07/23
- BBVA
- Some years later, Uma has a car accident.
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- It's a contract wich you pay it's premium every months, whereby the insurer promises to compensate the insured in the event of a particular incident specified in the policy. In exchange, the policyholder pays a premium to the insurance company.
- Let's check your car insurance
- Insurance? What's that?
- You don't need to worry. Is the driver of the yellow car's fault, so he will have to pay your car's damages. That's why you should always have a damage insurance to protect material belongings. The only thing you have to do is to claim your compensation after the appraiser had finished evaluating the incident.
- UMA(insured/policyholder)
- PREMIUM
- COMPENSATION
- INSURANCE COMPANY(insurer)
- Uma seems to be lost about this important topic, so she asked the police about it.
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- Once you had put your money there and you have enough money for daily management, I recommend you to save a part of it for emergencies or short-term goals and, the rest, you can try to invest it for greater longterm growth.
- Of course! The main insurances are the personal insurances, damage insurances or insurances for services provided. They are all very usefull, I recommend you to adquire some for protection.
- Are there any other type of insurance?
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