ICA 2
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- But, we did so much paperwork and after 2 weeks our application is rejected? So much time and effort is wasted.
- How could it be?.. I only missed a couple of my debt payments
- I am unable to verify your income statements and due to Mr Alan's low credit scoring.Due to the request for loan of $50,000. Your profile is also too limited. I am sorry Mr Alan and Ms Ana
- Goodafternoon Mr Alan and Ms Ana. I have reviewed your application but upon further analysis.Unfortunately, I am unable to approve your loan
- Although they seem to be thin filed customers, they have been paying their utility, phone payments on time and their deposit account information seems to be good. This allowed them to boost their credit score.
- Lola Sim Jim Pam
- Modelling techniques based on credit scores and on the information collected on the consumers by credit bureaus, including their payment history, credit utilization and the age of their certainly helped I suppose.
- Wow! upon checking, It automatically checks my eligibility and seems like I am eligible to apply.
- Although I have never applied for a loan prior to this. They asked for bills that I have paid and seems like it played a huge part in my credit scores.
- I can't believe that it takes so fast to apply for a loan and to even check my outcome this quick. I am sure it's due to banks using alternative data and modern modelling techniques to asses my eligibility.
- I wish to apply for an short term loan to open an hawker stall, but I think it will be a tedious process...
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