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Hmm... i would like to further my studies... maybe Australia is a good choice?
AT the bank the same evening
Hello maam, I would like to apply for a students loan for my university
Hello, sure thing! we will look at your past records and see if u are applicable to apply for it!
we would need you to submit some documents so that we can verify your credibility.
Cashflow data, behavioral data,social network information
submit
Jane has just graduated from polytechnic and wants to apply to a overseas university.
Jane Tang
Hmmm, she has friends that have applied for loans in this bank too... and she has a strong presence online...
Jane goes to the bank to apply for the loan#160;
utility bill
PAID
She is also currently unemployed... and has no prior obligations to the bank... however...
Jane goes home and submits the online application#160;
Cxxxx bank: Loan approved#160;
OMG! My loan just got approved now I can study abroad without worry!
The employee at the bank checks janes online profile to evaluate her credibility.
The employee is contemplating approving the loan#160;
Janes loan was approved in the end!
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