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- This house looks nice but it is too expensive. I need to borrow money from banks so I can afford the downpayment for the house.
- You have to have a credit report provided to the bank to prove you can borrow the money. They won't give money to you unless you prove that you can pay them back.
- There are two ways to obtain a credit report. If you prefer online, you can request it on Annualcreditreport.com. If you prefer calling, you can call 1-877-322-8228. A credit report ask your personal information, accounts summary, Public record items related to credit, and credit inquiries. It will only show your information regarding late medical payments and will not discriminate on race, religion, nationality, age etc.
- How can I request a credit report and what does it ask? I'm worried about some of my medical history and my race might influence how much money I can borrow.
- I have a credit score of 5oo and the bank said that wasn't enough to show I'm eligible for borrowing that much money. What is a credit score and how can I increase my credit score?
- A credit score is mathematical tool created to help a lender evaluate the risk associated with lending a consumer money. It has a range of 300 to 850 from lowest to highest. If you have a low credit score you can just pay bills consistently and on time and maintain a reasonable amounts of unused credit. Later you will be able to have a credit score that will allow you to borrow enough money for the house.
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