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- AS ANOTHER SEMESTER BEGINS IN THE UNIVERSITY OF LADY THERESE, PETE HAS BEEN WORRYING ONCE AGAIN ABOUT THE SHIFTS HE’S GOING TO TAKE IN THE COFFEE SHOP TO SUSTAIN THE FEES HE NEEDS IN SCHOOL AND HIS ALLOWANCE.
- HIS FRIEND, TIM, CAME OVER AND TOLD HIM THAT HE APPLIED FOR A LOAN FROM SUNRISE BANK TO SUPPLEMENT HIS FEES FOR THE SEMESTER. TIM SUGGESTED THAT HE APPLY FOR A LOAN AS WELL TO SUFFICE HIS NEEDS.
- THE FOLLOWING MORNING, PETE WOKE UP EARLY AND WENT TO SUNRISE BANK. IT WAS ONLY A FEW BLOCKS FROM HIS BOARDING PLACE SO HE JUST TOOK A WALK TO GET THERE.
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- SunRise Bank
- A pleasant morning sir! What is the loan for and how long do you plan to return the expenses?
- Good morning, can I apply for a loan worth php 27,000?
- SunRise Bank
- I am planning to settle it in a span of four months Sir. What are the other funds I have to pay for?
- Okay Sir, you’ll need to pay for the interest and it can be determined by multiplying the primary amount of 27,000 to the interest rate of 5% multiplied by 4/12. 4/12 portrays four months of settlement divided by twelve months of the year. The interest would be php 450 Sir.
- PETE PROCEEDED TO FILL OUT THE APPLICATION FORM DELIGHTEDLY AND WENTSTRAIGHT TO HIS SHIFT WITH A LIGHT FEELING.
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- SunRise Bank
- So I have to settle php 27,450 in the next four months? Correct?
- Yes Sir, that’s correct.
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