Comic strip
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- Hey honey, yes I can. You have a lot to learn. Lol
- Hey mom, I'm thinking about getting a credit card. Can you tell me the positive and negatives things about it?
- When you get a credit card you want to ensure you don't spend the entire credit limit. Using your credit card wisely, can positively impact your credit score. Maxing out your credit cards can negatively impact your credit score.
- What happens if I over spend or hurt my credit score
- I can't wait to go shopping!
- All the money that you spend you will have to pay that money back, If you don't pay it back there will be serious consequences!
- what will happen?
- I hope it's nothing bad, and will get me in trouble
- You will also need to pay the money back on time or your credit score will drop
- You won't be able to get another credit card, I f you switch to another credit card plan you will still owe that money back, but you will probably go t jail
- OMG! I don't to go to jail, I will not over spend my money!
- The good thing about the credit card is that you can take out a loan for a house or car but you will have to pay that back, If you do that your credit will go up
- I'll make sure to pay everything back and on time
- I understand that credit cards are nothing to play around with, Thank you mom so much you're the best!
- A credit card is something to help you and for stuff that you really need, not for small or unnecessary things
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