Credit Risk Lending
Montāžas Teksta
- "Hi I'm Pete! and I fell in love... with a car. But I don't have enough savings. I'm going inside the bank to apply for a loan. A loan from the bank would be very helpful. Over time I will have to pay the bank back."
- BANK
- "Hello Sir, I would like to take out a loan. Can you help me?"
- "I am going to take a look at your credit report. It will tell me your history with credit accounts, lenders, loans, mortgage ect. Give me a moment"
- "I reviewed your credit report. I'm sorry Pete we can not except you for this loan. But I will suggest for you to visit our Credit Counseling office. They are open from 3pm-7pm Monday- Thursday."
- "Thank you for your time. I will definitely look into that".
- ..Three Days Later
- "My name is Jillian, I am a credit counselor, my job is to provide financial education to those who seek to have good or better credit."
- Appointment for Pete for 5:00pm. I am ready for you now
- "That's the reason the bank rejected your request. This shows untrustworthy character traits. The bank wants to be certain they will receive their money back. AND sometimes with interest!"
- "PETE! Why do you have 10 credit cards that are overdue on payments!?"
- "Pete no credit company will loan you money if you owe 10 different credit card companys $100s."
- "I'm obsessed with sneakers .... ughhh okay"
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- BANK
- "Pleasee clear up your credit card debt then come visit me again"
Izveidoti vairāk nekā 30 miljoni stāstu shēmu