What documents do I need to when I apply for my student loan? I should probably ask someone...
Oh! That Study Loan was quite a hassle to apply. It was a tedious process!
Eddison! How did you applied for the student loan? I want to apply it too, what documents do I prepare?
Eddison complains about the credit analysis process
The process also takes a long period of time to get approved! Futhermore, there is so much paperwork! So unfriendly to the environment!
Sigh... alright, thanks for sharing.
Ugh! It was such a hassle! I have to attend the bank interview in person, and exchanged sensitive information with third parties.
Eddie is a 19 year old poly graduate. He wants to pursue a degree and plans to apply for a student loan.
The next day, Eddie went to the bank to apply for his student loan
Welcome! How may I assist you today?
BANK SG
The bank staff explains the new process
Oh! Our bank do not require paperwork to apply for loans anymore. We have adopted a new way to conduct our credit analysis!
BANK SG
Sounds great! How does the new procedure work now?
Eddison then tells Eddie that the bank perform credit analysis to their applicants, and complains about the pain points of performing traditional credit analysis.
The officer attend to Eddie
Hi Eddie, I am Alan and I am here to help you. Thank you for choosing our bank and I will be addressing your doubts and application.
Eddie brought all the hardcopy documents to the bank, hoping to apply the student loan
Hi, I am here to apply for a student loan, I have also brought all the documents required for the application.
The staff explains to Eddie that the bank improved the procedure of credit analysis.
Please proceed this way, our officer will explain it in details and proceed with your application
Eddie is brought to the bank officer to enquire on the student loan application. He asked the officer why is there a need for banks to perform credit analysis.
Hi, I have a question. Why do banks perform credit analysis? Why is it necessary?
Sukurta daugiau nei 30 milijonų siužetinių lentelių