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  • Painpoints faced by a low credit scorer
  • This customer does not have enough information regarding her credit behavior on our system. It will be better if there are more information on our network.#160; Sadly, I will have to reject her application.
  • Painpoints faced by a low credit scorer
  • I'm sorry but the bank have rejected your request for the bank loan regarding your personal loan.
  • Oh no, what do I do now? I really need that money in order to support my family.#160;
  • Is the rejection due to my low credit score or insufficient funds to repay them? Where do I find the money now?
  • Painpoints faced by a low credit scorer
  • There are many reasons behind why your request got rejected. It can be due to your low credit score, unstable income, or not eligible for the loans. There really isn't anything I can do for you. I am so sorry about that.
  • Is there any suggestions on what I can do in order to obtain the loan? Please, my family depends on this.
  • The bank employee is considering the applications submitted for an unsecured loan. This is his thought process when processing May's application.#160;
  • Painpoints faced by a low credit scorer
  • How can they only depend on my credit score or my financial status to determine the approval? This is not fair. I feel so helpless, should I turn to loan sharks for help?
  • A low-credit scorer, May, went to the bank to enquire regarding the status of the approval of her unsecured loan. However, to her dismay, it was rejected.
  • the bank personnel explained to May the reasons behind the disapproval of her loan.
  • May being in denial, and being pessimistic.
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