Accounting
Testo Storyboard
- Not yet. I need to look at our budget for this month because we already paid for the car damage yesterday.
- Have youbought groceries for this month?
- It's very important, Hakimi. Because if we don't make a budget, it will burden us later
- Mom, why do we have to budget in everything we do?
- What are you doing, Mom?
- I am listing the groceries for us to buy tomorrow so that nothing is left behind
- You know what Hakimi, budgeting ensures that you always have enough money for the things you need and the things that are essential to you since it helps you to set a spending plan for your money
- Oh, I see
- Following a budget or spending plan might also help you stay out of debt or get out of debt if you're already in it
- Once you've created your first budget, started using it, and gotten a sense of how it can help you stay on track with your finances, you might want to map out your spending plan or budget for the next 6 months to a year
- This allows you to easily predict which months your finances will be tight and which ones you will have extra money. You can then look for ways to smooth out the highs and lows in your finances so that they are more manageable and enjoyable
- Other than that, extending our budget into the future also allows us to estimate how much money we'll be able to save for significant expenses such as a trip, home renovations and an emergency savings account. Using a realistic budget to plan out our spending for the year can be quite beneficial to our long-term financial planning
- Oh! Now do I know how important it is to make a budget
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