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7.1 Application

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7.1 Application
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  • My son just graduated from college, and I need to help him figure out whether to rent or buy, but I don't know how either works. I've heard that buying can help you build equity and you can make money from selling it later, but it can have be more expensive monthly payments and you have more maintenance to do.
  • Exactly! I don't think I could handle those additional expenses each month. Renting seems to have a lower monthly payment, plus I wouldn't be doing as much to the house so I would save money that way as well.
  • The renting process still seems more straight forward to me. All it is is finding a rental property, submitting an application, inspecting the property, moving in, and then maintaining the property.
  • I think it would be a great idea for you to buy, those benefits would be great for your future. To get the process started all you have to do is list your expectations, apply for a mortgage, find a real estate agent, make an offer on a house, and then close on and maintain the property.
  • I'm so proud of your decision to buy!
  • I'm so excited to move in!
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