It’s a weekend evening, and Derek is hanging out with his friends at a local bar, enjoying their time together and catching up over drinks.
फिसलना: 2
That'll be $99.99
Derek agrees to pay the bill upfront for this meal, expecting his friends to reimburse him later so they can continue enjoying the night without worrying about settling costs immediately.
फिसलना: 3
Time to pay up
I do not have enough money right now
I will pay later when I get home
Ok please do not forget
As the night comes to an end, a conflict arises when it’s time to settle the bill. Some friends admit they don’t have enough money to pay their share as they overspent, while others promise to pay Derek back later.
फिसलना: 4
Group Chat
Guys please pay me back
I will pay you back later. I promise
...
And I think someone else paid for the ice cream right? How much was it? I'll pay you back
Yeah but I don't remember either
The next day, Derek sends reminder in the group chat, asking his friends to pay him back. The responses are vague and unhelpful, with some promising to pay later and others unsure about past payments, creating confusion.
फिसलना: 5
Why is it taking them so long to pay me back? Did they forget?
I need money for the next outing this weekend as well
It’s so awkward to keep reminding them.
Maybe I shouldn’t have covered the whole bill…
I think I owe someone as well but can't remember...
Five days later, Derek is still waiting for his friends to settle their debts. Sitting at home, he feels frustrated and worried about whether he will ever be repaid, and whether he owes others' money as well.
फिसलना: 6
What could we do to help Derek?
A question arises: What could be done to help Derek avoid these uncomfortable situations in the future?
फिसलना: 7
Group Chat
This app looks cool. I think this may solve our budgeting problem
The group code is Y3L8O. Join the group and set your budgets
Ok no problem
Cool
Derek discovers a budgeting app that could solve their group payment issues. He shares the app with his friends in the group chat, encouraging everyone to join and set their budgets for future outings.
फिसलना: 8
That'll be $90
I should add this transaction to the app
The friends gather again for a night out. As they enjoy their time together, Derek keeps in mind the new budgeting approach and plans to track the expenses through the app.
फिसलना: 9
Budgeting app
New Transaction
$90
Amount
Description
Food Drinks
Split with
John
YES
YES
Smith
ADD
When it’s time to pay the bill, Derek uses the app to record the $90 spent on food and drinks. He adds the transaction and selects the friends who shared the cost, ensuring everything is tracked accurately.
फिसलना: 10
When Derek records the transaction in the budgeting app, notifications are sent to his friends’ smartwatches. Each person is informed about how much they owe, and each can also see their budget status in real time.
फिसलना: 11
I am up for it
Sorry I'm nearly over my budget for tonight
Who is up for another round?
Thanks to the app, Derek’s friends are now aware of their expenses and how much they have left in their budget. This transparency allows them to better manage their spending for the rest of the night.
फिसलना: 12
I can pay you right now
Time to pay up
I already sent the money
At the end of the night, settling debts is a breeze. The app notifies the friends about their outstanding balances, ensuring everyone knows how much they spent and how much they owe to who.
फिसलना: 13
No more awkward reminders. The app kept us all on track and aware of our spending.
I’m so glad we used the app. It saved me from the usual confusion about who owes whom.With the app, we stayed within budget and knew exactly who paid for what.
This app made everything so much easier! Everyone knew exactly what they owed.
Later at Derek’s house, he reflects on the night with relief, appreciating how the app eliminated the need for awkward reminders.”
फिसलना: 14
The app allowed the group to stay within their budget, and Derek no longer had to chase anyone for payments. This solution made their outings more enjoyable and stress-free financially.