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Hey Matt. Have you ever heard of Personal Finance
No I never have what is it
Personal finance is a term that covers managing your money and saving and investing
Oh I think I have heard of this before. Doesn't it have to do with Credit?
Yes it is. Credit is the ability of a customer to obtain goods; a loan
Oh yea. Doesn't Budget have to do with personal finance? I think it means an estimate of income and expenditure for a set period of time
Nice! I think you understand it now. One of the most important things to know about personal finance is Financial Decisions
Oh that makes sense because financial decision is making smart choices when using money and personal finance is all about managing your income
Yea your right. I think you totally understand now.
Oh. I just remembered It isn't good to do something called overdraw which means to draw money from one's bank account in excess of what the account holds.
Of course anytime. If you every have any other questions about personal finance let me know.
Thank you for all your help. I think I really understand what personal Finance is now.

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