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  • Have you heard about credit?
  • Credit? What's that?
  • Yeah, credit card companies give you a credit card that's what you use to purchase said goods.
  • Credit is basically when you get good & services then pay for them at a later date.
  • That's cool.
  • Yes and no, people under the age of 21 can't without a co-signer or proof of sufficient income
  • People can get credit cards a lot easier if their credit score is good
  • So anybody can get credit?
  • Credit score?
  • Woah, cool.
  • Credit score is basically a numerical system that shows one's creditworthiness.
  • Interesting.
  • Credit reports show what you've spent over the month.
  • So what are you going to do with all this information?
  • I think I am going to get a credit card.
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