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Credit analysis

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Credit analysis
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Kuvakäsikirjoitus Teksti

  • Credit applicationSalary: $xxxxxID: xxxxName: JohnIncome tax: $xxxx
  • I need a $80,000 loan for my home renovation. I came here with my credit application as well. Here you go!
  • Thank you. I will immediately evaluate your credit straight away sir. It may take a few days.
  • I am from XXX bank. I would like to make an appointment with your company to discuss about your product
  • J's Fintech companyContact no: +65........Address: 3 Lorong semba
  • Hello! Is this J's Fintech company?
  • +65......
  • Sure! Do come down tomorrow if you're free.
  • Yes sir. How may I help you?
  • In the future when evaluating credit, please tag borrowers who live an environmentally friendly and sustainable lifestyle. We can provide benefits to these group of borrowers!
  • I have recently heard from my friends working in other banks that they approached J's FinTech company for credit evaluation. Their credit analysis process changed tremendously after that. You should contact them.
  • I will take note of what you said. I will also get in touch with J's Fintech company.
  • Mr Lee, the traditional credit evaluation process is very time consuming. I recently also had to decline a client's loan due to his credit profile. He wasdisappointed. Is there a better way for our bank to evaluate credit?
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