Personal Finance Pt. 2
Kuvakäsikirjoitus Teksti
- Well, do you remember that one time, you needed 5 teeth pulled out and you "burrowed" $500 from me. In case of that situation, you need to have emergency funds, which is why setting money aside as savings is so important.
- You know, I was thinking, if I can spend money from miscellaneous and checking then why not my savings, I mean what am I even saving for?
- Also, how can I know if I'm spending money wisely, I can't predict the future so what if I screw something up long-term
- Maybe this is a good time to ask him what miscellaneous even means.
- It's about time you're taking an interest in these things, and to answer your question, it ties into budgeting, we should keep record of our spending habits and see if we can cut back on luxuries. It'll save you money and ensure the long-term benefits you were talking about.
- 8 months later
- Your credit scores has made significant improvement and I'd like our next step to be increasing income overall so you have better experience with larger sums of money.
- Do you know what she meant by "increase income" because I don't think I have time for another shift.
- Crypto currency? I thought it was a new cookie brand.
- Look around you, crypto currencies like Bitcoin have been expected to give the dollar a run for it's money, no pun intended. The value has been going up fast so we could have 6 figures if we play our cards right. We should probably start doing the math now, to figure out how much and how often we buy and...
- So what exactly are we supposed to do to make money from bitcoin, work for them?
- Mhm... got it. So uh.. assets?
- RIGHT! I totally know what investing is, pfft. who doesn't!
- We invest in them you imbecile.
- *eye roll* - An asset or item acquired with the goal of generating income or appreciation (the increase in value of an asset overtime)
- GIVE ME A BREAK I'M LEARNING!
- DO YOU KNOW ANYTHING!!
Yli 30 miljoonaa kuvakäsikirjoitusta luotu