PFL Terms
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- "My mom got mad at me because I went past my loan term..."
- "Don't you think personal finance is a little complicated? What's your credit score right now?
- "No way! My mom got mad at me the other day because I lost my credit card and I overdrafted on my debit card so now I have to ask my mom for money.."
- "Well, someone has been using my credit card ever since I lost it so it's probably pretty high right now.
- Guess what happened today! I donated money to salvation army and got a tax deduction!
- WOW! See, personal finance isn't that bad after all.
- It's still confusing. My mom told me she pays $112 for her annual credit card fee, what does that even mean?
- Well that kind of goes along with an annual percentage rate, like when you borrow money yearly to pay for things.
- That makes sense. Oh and by the way I asked my mom what you should do about the over drafting of your debit card
- She told me that you should use the debt snowball method so that it doesn't happen again
- Thank You! I will definitely look into that.
- Today I learned that your interest rate might go up after having a low rate for awhile and it's called an introductory rate.
- I was going to say that's depreciation but it sounds like the opposite, LOL!
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