Credit Report Comic Strip
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- Hey Grandpa, How ya been? I have some questions about credit cards. What is a credit card? and how do I use them?
- Hi Sonny, it's money you borrow to make purchases then you pay it back in a set amount of time!
- Remember kids! Make sure you pay it back in full or at least the minimum payment. Don't be like me that took 10 years to pay it back
- I will pay it back in full! But what exactly is a credit score?
- A credit score is your creditworthiness and a having high score is good. It ranges from 300 to 800. If you don't have a credit card, your credit is nonexistent!
- Oh wow! Great information gramps!
- Now, lets talk credit reports. If you don't know what a credit report is? It's an overview of your credit history throughout the last 7-10 years
- How can I look at my credit report in the future?
- You can go to Experian, Transunion or Equifax for a free report!
- OH I never knew that!
- Always remember! Pay your bills on time at all costs! You don't want late payments and high interest rates!
- Tubular! Bye Gramps!!
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