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Hello sir, I'm here to apply for a credit card.
Ah welcome Miss, before you apply for a card, I should teach you about them.
Having a credit card can come with many risks. But if managed properly a card can be beneficial
First you should know that owning a credit card comes with the risk of credit card debt.#160;
Owning a credit card can also negatively affect your credit score. Which can bar you from buying a house or car, even getting a job!#160;
If you do not make the minimum payment each month on your card your interest and fees will rise. Debt can be a nasty business.
Thats terrible!
When owing a credit card I dow have a few suggestions.
Only paying the minimum payment will lead to you paying off a purchase for years#160;
1. do not just pay the minimum payment, pay your debts in full as often as possible#160;
To stay safe I suggest paying off your cards in full each month as this will keep you safe from debt and open new doors in the future.
By doing this your credit score can rise. Meaning you can apply for better jobs buy a house or a car!
All. of your advice, can also be great for my friends to know I'll be sure to relay. what I learned to them.
Wow, I had no idea how in depth owing a credit card can be. I'll be sure to read all the fine print and use my card safely.#160;
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