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- hey mom, if you had to pick one type of insurance for our family, what would it be and why?
- I would pick health insurance, because although our whole family is healthy, in the event of a medical emergency, we need to be prepared. Health insurance ensures that we are able to cover any current or future medical needs we may have. It is better to be prepared.
- neat! what is another type of insurance you believe is crucial to our family?
- auto insurance. without auto insurance, in the event of an accident, we will not only face major repair costs, but we are also at risk of paying large expenses for injuries for both us or the injured party. Auto insurance also protects our family against potential litigation that could occur as a result of the accident
- that makes sense. what are some costs/benefits to these types of insurance?
- however, there are many benefits as well. health insurance protects you from unexpected high medical costs. For example, your brother's recent appendicitis surgery was covered by our insurance. As for auto insurance, our insurance has protected us from extreme unexpected expenses multiple times, everyone gets in a car accident at some point, so it is best to be prepared.
- well, there are many costs and benefits. if I had to name a few costs, it would be that all of these are preventative measures in the event of an emergency, however, you may never have an emergency severe enough to where this insurance will make a huge impact. In terms of health insurance, the healthy pay for the sickest. Health insurance costs can also suppress economic growth
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