Good Vs. Bad
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- Sweet! We can go inside and start the paperwork. Unfortunately, your credit score isn't the best. It is 620 which would put your interest at 18%.
- It just means that you will pay more per month and more interest.
- Hey there! Your interested in the grey car correct?
- Ok. That works for me lets go ahead inside and sign the papers!
- What would that mean for me?
- Yes the same one that my friend got!
- Ok. How much interest total will I be paying? And what is the total I will pay as well?
- Ok. I can do that. Lets go ahead and sign the paperwork to make this car mine.
- You will pay a total interest of $13,613.75 with a total over all payment of $39,613.75
- Ok, so, after crunching the numbers and figuring everything out. You will be paying $660.23 monthly for 5 years.
- How did it go?
- Oh my! Why so much?
- Oh, no. That is alright, though! You can do this. You just have to get a better spending habit now.
- My credit score is 620. I guess its so low because I miss payments and over spend.
- It went ok. We got matching car! However, my interest rate is 18% and I'll pay $13,613.75 in interest!
- Yea your right.
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