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Thats a big decision I don't know if I am ready.
Identify the decision
I want to have kids.
The average of 272,049 dollars to raise a kid to 18 yeas old.
Identify resources and collect information
The bank app on my phone says we have about 600,000  dollars.
Well we can research a baby sitter, day care, or we can get a family member to look out for it.
Identify the options
We have the money we just don't have the time to take care of the baby.
What happens if we can't get the baby to sleep. We would have to put all of our time into this baby and won't have any time for us.
Weigh the options
But think about how cute and fun it would be. We would carry on the family tree. The pros weigh out the cons. 
Agreed we should do it before we get to old
Choose the best option
I think it's time to have a kid because if we don't know when will we
I am so happy we made this decision!
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