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Identity Theft

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Identity Theft
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  • I just checked my bank account this morning and I think I lost quite a bit of money.
  • But I didn't buy anything or use the card. I just recharged the card yesterday.
  • No, not at all. I mean there was a man around there but I didn't care.
  • Did you check around the ATM while you are recharging?
  • Hey, Chris! What's wrong?
  • For what? huh?
  • Isn't too extra though?
  • By doing so, you’ll not only get a recovery plan from the FTC, but you’ll also receive an Identity Theft Report.
  • which acts as proof that your identity was stolen.
  • Chris, that's identity theft. The man you're talking about is probably saw your pin.
  • You should report to the FTC (Federal Trade Commission)
  • Ummm! so many steps haha!
  • Oh, thank you.
  • Securing a police report can help protect you from further damages resulting from the theft.
  • Then, contact your local police, file a report with your local police department.
  • I am trying to help you so just listen!
  • Contact the 3 credit reporting agencies like Experian, TransUnion, or Equifax
  • After you’ve looked over your credit report, contact each of the three credit bureaus to have any fraudulent information you find removed.
  • The FTC has a sample letter template that you can use to draft your request.
  • Also, get a new card, account number and password. Do not use your old password.
  • Contract your creditors and financial institutions.
  • You should make a copy of all the items in your wallet/purse
  • Ummm! I think I have to go.
  • And now he is trying to advertises.
  • You can get a free credit report every year at annualcreditreport.com
  • It allows you to remove, or block, the information from your report so it won’t appear and you won’t be contacted to pay any of the debts.
  • But you need to keep a close eye on your credit report, though, in case any additional fraudulent accounts are added later.
  • Omg, I'm out of breathing.
  • Nice talking to you, Chris!
  • I'll go to McDonald to get some chicken nuggets then.
  • Umm, thank you for your help anyway.
  • I'll talk to you later then.
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